Back to top

TEXT SIZE  

Protecting Rewards Points Act (Bill 47)

Protecting Rewards Points Act (Bill 47)

The Province of Ontario has passed new legislation on the Protecting Rewards Points Act.
New rules mean points can’t expire: The Protecting Rewards Points Act will eliminate expiry dates on reward points programs based on time alone in Ontario.

This means you don’t have to worry if you were told you have points that are about to expire.
The legislation is retroactive, so any points (earned at any time) that expired on or after October 1, 2016 will go back into your account.

Before the new law comes into force:  The new law was approved by the legislature on December 5, 2016 and will come into force in 2017 after we talk with consumers and businesses about how best to implement the change.

After this assessment, the law will come into force and your points that expired on or after October 1, 2016 will be reinstated. In the meantime, be sure to keep statements that show your points balance.

One exception:  The only time reward points can still expire because of their age is if there is also a second reason. For example, if your points agreement states that you must use your account (earn or redeem points) within two years and you do not, your points could expire because of the combination of time passing and inactivity. Read more here.